Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k). Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions.